Student loan repayment
Model repayment, interest, and write-off outcomes under UK plan rules.
£
£
£
£

Results
Simulation based on current inputs.
Written off on
Write-off

1 Apr 2054

Total repaid
Estimate

£51,257

Total interest
Estimate

£98,287

Time remaining
Estimate

27 years 10 months

StatusLoan written off
Ending balance£89,029
Interest rate3.2% + 0.5% (3.7%)
Total overpayments£0

Additional interest reflects earnings above the lower threshold.

Salary timeline

Override a year to reset the salary base; later years follow the growth rate.